Income Portfolio

I kicked off my income investing journey back in 2012 with a pretty simple goal — build a portfolio that could spin off steady, growing cash flow without the stress of chasing quick wins or watching the market like a hawk.

My approach hasn’t really changed since then: mix the rock-solid reliability of big-name dividend shares with the higher-yield boost from credit and alternative income funds. The result? A six-figure portfolio quietly doing its thing in the background, sending me regular “paycheques” that don’t rely on having a boss.

GroupCodeNameAllocation%Yield%Payout Frequency
Passive ETFA200.ASXBetashares Australia 200 Etf4.74%5.25%Quarterly
Passive ETFVAS.ASXVanguard Australian Shares Index Etf26.11%5.46%Quarterly
Passive ETFVGS.ASXVanguard Msci Index International Shares Etf2.8%3.61%Quarterly
Passive ETFVLC.ASXVanguard Msci Australian Large Companies Index Etf2.17%6.9%Quarterly
Passive ETFVSO.ASXVanguard Msci Australian Small Companies Index Etf1.68%6.52%Every 6 months
Passive ETFVHY.ASXVanguard Australian Shares High Yield Etf10.3%8.52%Quarterly
LICBKI.ASXBki Investment Ltd2.94%7.05%Every 6 months
LICDUI.ASXDiversified United2.74%4.11%Every 6 months
LICWHF.ASXWhitefield Ind Ltd3.85%5.66%Every 6 months
LICSOL.ASXSoul Pattinson (W.H)5.22%3.7%Every 6 months
Direct SharesAGL.ASXAgl Energy Limited.0.71%5.8%Every 6 months
Direct SharesANN.ASXAnsell Limited0.67%2.54%Every 6 months
Direct SharesAPA.ASXApa Group0.69%8.02%Every 6 months
Direct SharesAPE.ASXEagers Automotive0.94%9.65%Every 6 months
Direct SharesAZJ.ASXAurizon Holdings Ltd0.4%5.6%Every 6 months
Direct SharesBKW.ASXBrickworks Limited3.14%4.78%Every 6 months
Direct SharesCCP.ASXCredit Corp Group0.58%6.43%Every 6 months
Direct SharesCKF.ASXCollins Foods Ltd0.42%2.96%Every 6 months
Direct SharesCOL.ASXColes Group0.42%5.9%Every 6 months
Direct SharesDDR.ASXDicker Data Limited0.69%6.7%Quarterly
Direct SharesGNC.ASXGraincorp Limited0.34%10.73%Every 6 months
Direct SharesHVN.ASXHarvey Norman0.4%8.42%Every 6 months
Direct SharesMPL.ASXMedibank Private Ltd1.74%6.87%Every 6 months
Direct SharesMQG.ASXMacquarie Group Ltd0.61%4.56%Every 6 months
Direct SharesNCK.ASXNick Scali Limited0.84%11.75%Every 6 months
Direct SharesNHC.ASXNew Hope Corporation1.23%18.75%Every 6 months
Direct SharesSHL.ASXSonic Healthcare0.36%3.68%Every 6 months
Direct SharesSUN.ASXSuncorp Group Ltd0.47%8.03%Every 6 months
Direct SharesTLS.ASXTelstra Group1.95%6.35%Every 6 months
Direct SharesVEA.ASXViva Energy Group0.36%3.03%Every 6 months
Direct SharesWBC.ASXWestpac Banking Corp1.7%6.25%Every 6 months
Direct SharesWDS.ASXWoodside Energy0.39%7.82%Every 6 months
Direct SharesWES.ASXWesfarmers Limited0.57%5.46%Every 6 months
AlternativesGCI.ASXGryphon Capital0.9%8.2%Monthly
AlternativesKKC.ASXKkr Credit Inc Fund2.15%5.11%Monthly
AlternativesLATROBE_12MO.OTHERLaTrobe_12Mo1.93%5.58%Monthly
AlternativesMOT.ASXMetrics Income6.32%7.73%Monthly
AlternativesMRE.ASXMetrics Real Estate0.96%3.82%Monthly
AlternativesP2P.Moorgate.OTHERMoorgate Mosman Pty Ltd0.48%5.45%Monthly
AlternativesP2P.Azimut.OTHERAzimut No 6 Pty Ltd0.16%8.71%Monthly
AlternativesP2P.QSW.OTHERQSW Investment Pty Ltd0.16%8.6%Monthly
AlternativesP2P.WB.OTHERWB Investments No 20 Pty Ltd0.32%1.81%Monthly
AlternativesP2P.Linkin.OTHERLinkin Group Pty Ltd0.16%0.72%Monthly
AlternativesP2P.Vivaldi.OTHERVivaldi NSW Pty Ltd0.16%0.81%Monthly
AlternativesP2P.DJK.OTHERDJK Property Group Pty Ltd0.16%0.44%Monthly
AlternativesPLENTI.OTHERPlenti1.78%4.97%Monthly
AlternativesTermPlus.OTHERTermPlus0.48%3.57%Monthly
AlternativesWHI.ASXWhitefield Income0.93%2.64%Monthly
AlternativesJEGA.ASXJpm Global Equity Premium Income Complex Etf0.31%2.6%Monthly
AlternativesJPEQ.ASXJpmorgan Us 100 Q Equity Premium Income Active Etf0.38%3.73%Monthly
AlternativesFSCO.NYSEFS Credit Opportunities Corp0.01%2.49%Monthly
This is a snapshot of myincomeportfolio as of 11 Aug 2025.
Note: The financial year starts from 1 Jul 2024 and ends in 30 June 2025.